Tag: Benefits
31. What’s Covered And What’s Not With Medicare

31. What’s Covered And What’s Not With Medicare

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Medicare can seem like a foreign language to those who don’t look into it on a regular basis.

In this episode, Tim Whisler discusses what you need to know about Medicare when planning for retirement. He reveals the different parts of Medicare plans, the role of each and the coverage they provide. Tim discusses the importance of understanding what your expenses are and how much items such as your prescriptions will cost after Medicare coverage.

Tim discusses:

  • What Medicare is and what it covers
  • The different pieces of your Medicare plan
  • The importance of understanding your costs when choosing a plan
  • And more

Connect with Tim: 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

 

 

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29. The Life Of Money After Death

29. The Life Of Money After Death

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Death and taxes are the two most certain events in a person’s life. How can you continue the implementation of your financial plan after death?

In this episode, Tim Whisler discusses the difficult topic of death and how to plan financially for this certainty in life. Tim shares two stories about death and the financial planning involved. He discusses how having a plan can not only ease the transition but also increase the legacy you leave behind for future generations.

Tim discusses:

  • The importance of having a conversation about death with your loved ones and your advisor
  • What could happen to your estate without a proper plan
  • How simple planning can ease the transition of your estate after you’re gone
  • How to increase the legacy you leave behind
  • And more

Connect with Tim: 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

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28. Social Security Beyond “Death Do Us Part” with Beth Ingle

28. Social Security Beyond “Death Do Us Part” with Beth Ingle

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Marriage vows always speak about “until death do us part”—Social Security works beyond death.

In this episode, Tim Whisler is joined again by Beth Ingle, a certified senior advisor with Living By Your Design. Tim and Beth use examples to discuss spousal benefits and survivor benefits of Social Security and detail how different scenarios could impact the benefits each party receives.

Beth discusses:

  • How Social Security spousal benefits are calculated
  • What survivor benefits means for your own Social Security
  • The difference between a widow and a divorcee when calculating Social Security benefits
  • The transition from survivor benefits to personal Social Security benefits
  • And more!

Resources:

Connect with Tim: 

Connect with Beth:

About our Guest: 

Beth Ingle has 40+ years of working with people and helping them make life changing decisions. The first 37 years were spent working as a Service Representative, Claims Representative and a Technical Expert with the Social Security Administration. It was a rewarding but challenging career and helped her realize that she wanted to continue helping others, particularly Older Americans, after she retired. Beth has spent the past 5 years working for Living By Your Design helping others make some very difficult, life altering decisions for themselves or their parents. By treating them with compassion and respect she hopes that she has been able to give them Peace of Mind as they navigate the journey of aging.

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

 

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26. Optimizing Your Social Security With Beth Ingle

26. Optimizing Your Social Security With Beth Ingle

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With so many people in the US taking advantage of Social Security benefits within their retirement plan, it’s important to fully understand how to make the most of the program and ensure that you’re receiving the optimal benefit..

In this episode, Tim Whisler is joined by Beth Ingle, a certified senior advisor with Living By Your Design. Beth shares her knowledge about Social Security benefits and discusses what could happen to your benefits if you choose to return to work after retirement.

Beth discusses:

  • How you can access your Social Security information online
  • The role of Social Security in your retirement plan
  • The impact of working part time on your retirement benefits
  • How your age when accepting Social Security changes your benefits
  • And more!

Resources:

Connect with Tim: 

Connect with Beth:

About our Guest: 

Beth Ingle has 40+ years of working with people and helping them make life changing decisions. The first 37 years were spent working as a Service Representative, Claims Representative and a Technical Expert with the Social Security Administration. It was a rewarding but challenging career and helped me realize that I wanted to continue helping others, particularly Older Americans, after I retired. I have spent the past 5 years working for Living By Your Design helping others make some very difficult, life altering decisions for themselves or their parents. By treating them with compassion and respect she hopes that she is able to give them Peace of Mind as they navigate the journey of aging.

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

 

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Episode 13 – Planning for Long-Term Care as You Plan For Longevity in Retirement – With Bill Comfort, CSA®, CLTC®

Episode 13 – Planning for Long-Term Care as You Plan For Longevity in Retirement – With Bill Comfort, CSA®, CLTC®

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When approaching retirement, retirees and pre-retirees should focus on learning new things, having a comfortable income stream, and most importantly, planning for longevity.

In this episode, Tim Whisler sits down with the president of Comfort Long Term Care, and the director of training and development for the certification in long-term care designation, Bill Comfort, CSA®, CLTC®. Bill explains the importance of addressing longevity in your retirement income plan to achieve a comfortable and long retirement. 

In this episode, you will learn:

  • The details of Bill’s 30 year journey in the industry 
  • The meaning of long-term care  
  • The difference between long-term care and healthcare 
  • The truth about at-home long-term care 
  • Common long-term care myths and misconceptions 
  • How COVID-19 has changed the way retirees receive long-term care 
  • And more!

Tune in to find out why planning is so important when considering long-term care insurance! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | Bill Comfort, CSA®, CLTC® | Comfort Long Term Care 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

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