Tag: Social Security
How to Kickstart Your Financial Journey (Ep. 9)

How to Kickstart Your Financial Journey (Ep. 9)

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Are you confident that you’ll have enough savings to last through retirement, or does the thought make you uneasy?

Tim Whisler emphasizes the vital need for financial literacy early in life and explores how saving discipline and commitment can pave the way for a secure retirement. We discuss both the benefits and strategies for managing 401(k)s, IRAs, and the burgeoning significance of Roth accounts, ensuring you have the right financial plan set for the decades ahead.

Tim discusses:

  • Differences and benefits of traditional and Roth 401(k) plans.
  • The importance of starting an IRA, both traditional and Roth.
  • Managing Social Security concerns for future financial stability.
  • The critical role life insurance plays in financial planning.
  • And more

 

Connect with Tim: 

Book a Call with Tim:

 

Investment advisory and financial planning services are offered through Foundations Investment Advisors, LLC, an SEC Registered Investment Advisor. Insurance, Consulting, and Education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth and Simplicity Solutions.

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Creating the First Draft of Your Retirement Potential (Ep. 44)

Creating the First Draft of Your Retirement Potential (Ep. 44)

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You’ve talked with your financial advisor and shared your assets and financials. Now is the time for your advisor to transform that information into the first draft of your retirement plan.

In this episode, Tim Whisler dives into the second retirement planning discussion with clients, putting together the information given. He shares the strategies and technology used to build a retirement plan and analyzes various aspects of their financial details, including underperforming funds, market volatility, tax liability, and healthcare expenses.

Tim discusses:

  • The importance of transparency from the clients when it comes to their financial situation
  • How he uses the Retirement Analyzer to help create a first draft of the retirement plan and test it against future outcomes
  • The impact of health care and social security on the stability of the retirement plan
  • Why clients should treat their retirement plan as a living document to be reviewed and updated consistently
  • And more! 

Connect with Tim: 

 Book a Call with Tim:

Investment advisory services are offered through Foundations Investment Advisors, LLC, an SEC Registered Investment Adviser.

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28. Social Security Beyond “Death Do Us Part” with Beth Ingle

28. Social Security Beyond “Death Do Us Part” with Beth Ingle

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Marriage vows always speak about “until death do us part”—Social Security works beyond death.

In this episode, Tim Whisler is joined again by Beth Ingle, a certified senior advisor with Living By Your Design. Tim and Beth use examples to discuss spousal benefits and survivor benefits of Social Security and detail how different scenarios could impact the benefits each party receives.

Beth discusses:

  • How Social Security spousal benefits are calculated
  • What survivor benefits means for your own Social Security
  • The difference between a widow and a divorcee when calculating Social Security benefits
  • The transition from survivor benefits to personal Social Security benefits
  • And more!

Resources:

Connect with Tim: 

Connect with Beth:

About our Guest: 

Beth Ingle has 40+ years of working with people and helping them make life changing decisions. The first 37 years were spent working as a Service Representative, Claims Representative and a Technical Expert with the Social Security Administration. It was a rewarding but challenging career and helped her realize that she wanted to continue helping others, particularly Older Americans, after she retired. Beth has spent the past 5 years working for Living By Your Design helping others make some very difficult, life altering decisions for themselves or their parents. By treating them with compassion and respect she hopes that she has been able to give them Peace of Mind as they navigate the journey of aging.

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

 

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26. Optimizing Your Social Security With Beth Ingle

26. Optimizing Your Social Security With Beth Ingle

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With so many people in the US taking advantage of Social Security benefits within their retirement plan, it’s important to fully understand how to make the most of the program and ensure that you’re receiving the optimal benefit..

In this episode, Tim Whisler is joined by Beth Ingle, a certified senior advisor with Living By Your Design. Beth shares her knowledge about Social Security benefits and discusses what could happen to your benefits if you choose to return to work after retirement.

Beth discusses:

  • How you can access your Social Security information online
  • The role of Social Security in your retirement plan
  • The impact of working part time on your retirement benefits
  • How your age when accepting Social Security changes your benefits
  • And more!

Resources:

Connect with Tim: 

Connect with Beth:

About our Guest: 

Beth Ingle has 40+ years of working with people and helping them make life changing decisions. The first 37 years were spent working as a Service Representative, Claims Representative and a Technical Expert with the Social Security Administration. It was a rewarding but challenging career and helped me realize that I wanted to continue helping others, particularly Older Americans, after I retired. I have spent the past 5 years working for Living By Your Design helping others make some very difficult, life altering decisions for themselves or their parents. By treating them with compassion and respect she hopes that she is able to give them Peace of Mind as they navigate the journey of aging.

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

 

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